Who to go to for a payday loan?

17 April 2008

Payday loan lenders are many, but who can you trust to give you a fair go when you're in a bind? We've found that Cash Doctors and Payday Mate are both excellent payday loan providers who treat their customers fairly and well.

Cash Doctors can grant loans of up to $600 in as little as 60 minutes after application for quick finance through their online facilities. You don't even need to provide extra paperwork as you merely fill in an online application and arrange contact with your paymaster. Cash Doctors confirm your details with your paymaster and then see to approving your application. Funds are then transferred directly into your bank account.

The requirements for eligibility for a Cash Doctors loan are not as strict as many others. You must have been employed for at least three months. Also, you need to make a net weekly income of at least $400 after rent and mortgage costs have been factored in. Unfortunately the self-employed cannot be approved for a Cash Doctors payday loan. If you satisfy the criteria, you are likely to be approved for some finance from Cash Doctors.

Payday Mate can offer up to $1000 in a payday loan, but they have a somewhat slower process than Cash Doctors. You need to provide your most recent bank statement in order to confirm your details after completing the online application form. The maximum you can borrow for your first loan is $300, but subsequent loans can be larger depending on your financial circumstances.

The requirements of Payday Mate are somewhat stringent, but still very accommodating. You must earn a minimum net income of at least $667 bi-weekly or $1334 monthly. You also cannot be a resident of Western Australia or the ACT. Yet again, self-employed individuals cannot qualify.

Please browse our pages for more information on securing and using a payday loan.


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Featured Payday Loan Lender

Cash Doctors is one of Australia's leading short term lenders. They have helped thousands of Australian's overcome short term financial difficulties by offering instant cash loans.

  • You can submit a payday loan application online with Cash Doctors for loans of $100 - $600.
  • A Cash Doctors Payday loan application will only be approved if submitted by people who have been employed for at least 3 months and are paid more than $400 per week net after rent/mortgage repayments have been taken into account.
  • Payday loans are paid directly into your bank account within the hour.
  • Cash Doctors do not require any paperwork from you to approve your loan. This is a completely faxless payday loan with your details confirmed with your payroll officer before approval of your payday loan is granted.

Featured Payday Loan Lender

More Cash Fast

When you need cash now, turn to PaydayMate. You can have up to $1000 in your account just by simply completing the online application.

1. Complete the Online Application

2. Check Email for Confirmation

3. Receive your Cash!

Unfortunately Payday Mate does not loan to Western Australia and Australian Capital Territory residents.