When to use a payday loan


12 November 2008

People use a payday loan, also known as cash advance loan, for a variety for reasons. These include...

Unexpected expenses

When your car breaks down, you don't always have the money to fix it. If you need it fixed quickly, a cash advance loan could help you fix it now, and repay it later.

Helping you avoid late fees on bills

Late fees on bills can be quite expensive, or if you're running very behind in your payments, you could end up running the risk of having your utilities cut off. With a payday loan, you can cover overdue bills sooner and repay the payday loan before being charged late fees or having utilities disconnected.

Helping you avoid bounced cheques

Overdraft fees and bounced cheque fee can be expensive depending on what bank you're with. To avoid hefty fees, a payday loan may be able to help you.

Cash Doctors and Payday Mate are two reputable cash advance payday loan companies, offering fast responses and very competitive fees.

If you need a cash advance loan, consider Cash Doctors or Payday Mate.


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Featured Payday Loan Lender

Cash Doctors is one of Australia's leading short term lenders. They have helped thousands of Australian's overcome short term financial difficulties by offering instant cash loans.

  • You can submit a payday loan application online with Cash Doctors for loans of $100 - $600.
  • A Cash Doctors Payday loan application will only be approved if submitted by people who have been employed for at least 3 months and are paid more than $400 per week net after rent/mortgage repayments have been taken into account.
  • Payday loans are paid directly into your bank account within the hour.
  • Cash Doctors do not require any paperwork from you to approve your loan. This is a completely faxless payday loan with your details confirmed with your payroll officer before approval of your payday loan is granted.
  • Please note, CashDoctors are currently unable to service Queensland residents.
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Featured Payday Loan Lender

More Cash Fast

When you need cash now, turn to PaydayMate. You can have up to $1000 in your account just by simply completing the online application.

1. Complete the Online Application

Step 1

2. Check Email for Confirmation

Step 2

3. Receive your Cash!

Step 3

Unfortunately Payday Mate does not loan to Western Australia and Australian Capital Territory residents.

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