How much can I borrow?
The amount that each payday loan lending company makes available to their customers varies.
Payday loans are generally short term loans for amounts ranging from $100 to $1000, although some companies lend up to $5000 to their borrowers.
Who can get a Payday Loan?
Each payday loan lender has different criteria for approving a payday loan.
Some payday loan lenders will allow anyone with an income to take out a payday loan regardless of any bad credit history. While other payday loan lenders insist on current employment and evidence of recent work history of between three and four months.
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Have you ever found yourself short of cash and in need of a loan to get you through the week? Having to pay for something like car repairs or a medical bill that you weren't expecting can put you on your heels financially if you haven't got a few dollars set aside. One way many Australian's overcome these inconveniences is to take out a quick payday loan through a short term lender.
There are many short term lenders out there who offer payday loans to put money in your pocket almost immediately.
A payday loan is an unsecured loan that you can apply for through one of many short term lenders around Australia. The rates on these payday loans are greater than traditional loans so it is best to shop around and find one that best suits your needs.
Because payday loans are more expensive than normal bank products the usual credit controls are not as stringent with many payday loan lenders only needing to see some form of income going into your bank account for you to be eligible for a loan.
Payday Loans Online
If you find that you need a payday loan quickly then you are fortunate in this day and age of computers. The majority of payday lenders are able to process your payday loan application online and fund your bank account with the cash within 24 - 48 hours of your application being received.
- Online payday loan applications take approximately five minutes to complete
- Payday loan applications are a faxless or paperless loan with no paperwork to fillin or send back
- Payday loans online are processed immediately with funds available within 24 - 48 hours. Cash Doctors is the only payday loan company that can fund your account within an hour of your loan being approved.
- Payday loan repayments are usually made with a direct debit being drawn on your account on payday
Featured Payday Loan Lender
Cash Doctors is one of Australia's leading short term lenders. They have helped thousands of Australian's overcome short term financial difficulties by offering instant cash loans.
- You can submit a payday loan application online with Cash Doctors for loans of $100 - $600.
- A Cash Doctors Payday loan application will only be approved if submitted by people who have been employed for at least 3 months and are paid more than $400 per week net after rent/mortgage repayments have been taken into account.
- Payday loans are paid directly into your bank account within the hour.
- Cash Doctors do not require any paperwork from you to approve your loan. This is a completely faxless payday loan with your details confirmed with your payroll officer before approval of your payday loan is granted.
Featured Payday Loan Lender
More Cash Fast
When you need cash now, turn to PaydayMate. You can have up to $1000 in your account just by simply completing the online application.
1. Complete the Online Application
2. Check Email for Confirmation
3. Receive your Cash!
Unfortunately Payday Mate does not loan to Western Australia and Australian Capital Territory residents.